New Jersey drivers who find themselves in a car accident can take certain steps to help prepare and protect themselves. After stopping at the scene of the accident and taking care of any urgent medical needs, it's important to gather some specific information. This information can be critical when dealing with insurance agents after the crash.
If the vehicular damage is substantial, a driver will need to follow up with their insurance company as well as the other party's insurer, even when the other driver is at fault for the crash. In order to prepare for filing a claim, it can be important to gather facts about how the crash took place, information about the other car and insurance details. For example, it's important to note the name, address and phone number of the other drivers involved.
Information and a narrative about the crash itself can also be important in showing who was at fault for the collision. One should note basic details like the date, time and location of the accident. This includes the street names, direction of travel and the overall weather and visibility conditions. If possible, taking photos after the accident can be important in showing visually what took place.
Unfortunately, simply filing a claim with one's insurance company may not be sufficient to recover all the damages suffered after a crash caused. However, a personal injury lawyer can help a victim injured in a car accident pursue compensation for their medical bills, lost wages and pain and suffering.